Almost at the same time I’ve decided coming over to Germany, I’ve decided to invest some money on helping others, I already did know KIVA but never really took the time to browse thru their pages and see the impact of their work. That same day I decided to invested a little bit of money on two projects, one in Gana and one in Togo, both from women trying to set up/leveraging their jobs. I was SOLD! The whole idea of helping others with what to me is (almost) nothing and which has the possibility of changing lives, is simply the reason I need to do it! You simply can’t explain the reasoning but even from the pure economical point of view (especially considering the last banking/economic events) seems much more wise, than having money laying around in banks!
Kiva - loans that change lives

So what is KIVA?

KIVA simply lets people like me and You loan money to poor working people in less unfortunate countries as they put it more or less in their mission statement:

Kiva’s mission is to connect people through lending for the sake of alleviating poverty.

How do they do it? They simply set a person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs in the developing world. Real people with real needs. Every of them with a special need in terms of money and a pre-defined repayment schedule. Once they repaid you, you’re free to re-lend it again… and again… and again, all in a super transparent way of operating, for instance in my case Paypal did all the financial transactions for me for free (aka not charging any commissions for KIVA), so it’s almost like asking what is stopping us to do something?

Join me @ KIVA, and start helping others, and if my word isn’t enough to get you motivated, watch the video by Kieran Ball about his experience with KIVA:

I’ll probably set up a Lending Group or two, so keep in touch if you’re interested in taking this to next level! 😉